SR-22 Insurance in Indiana

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SR-22 Insurance rates by company (full coverage) in Indiana

CompanySR22 Full Coverage (average)
SafecoN/A
AllstateN/A
Progressive Insurance$182.00
Dairyland$184.00
AssuranceAmerica$190.00
Acceptance RTR$187.00
Mendota Ins. Company$179.00
National General$186.00
Bristol West$213.00
GAINSCO$204.00
American FamilyN/A
TravelersN/A
Farmers$179.00
USAAN/A
Liberty Mutual$184.00
State FarmN/A
21st CenturyN/A
Some companies above do not offer Sr22 insurance at all. You can still obtain the Sr22 you need from another company.

DUI and SR-22 In Indiana

In Indiana, you must carry an SR-22 for 3 consecutive years from the end of your suspension as a result of a DUI. If the insurance policy lapses at any time in the 3 years, the time will restart and your license will be re-suspended.

Who has the lowest price on SR-22 (by city) In Indiana

CityPrice
SeymourNational General
VincennesFarmers
BloomingtonProgressive
Fort WayneBristol West
GoshenThe General
WashingtonFarmers
Michigan CityBristol West
GreensburgProgressive
ValparaisoProgressive
MarionBristol West
CarmelProgressive
South BendProgressive
FishersLiberty Mutual
ZionsvilleLiberty Mutual
PortageGeico
EvansvilleProgressive
ChestertonDairyland*
East ChicagoProgressive
CrawfordsvilleProgressive
RichmondFarmers
WarsawThe General
Crown PointGeico
NoblesvilleProgressive
La PorteProgressive
MishawakaThe General
JasperGeico
BrownsburgThe General
MerrillvilleBristol West
ScherervilleDairyland*
St. JohnGeico
New HavenDairyland*
AndersonBristol West
GaryProgressive
New CastleBristol West
West LafayetteProgressive
ShelbyvilleBristol West
MuncieFarmers
LawrenceDairyland*
ConnersvilleNational General
HobartProgressive
HighlandProgressive
FrankfortProgressive
New AlbanyProgressive
Lake StationFarmers
IndianapolisThe General
HammondDairyland*
The lower populated a city, the lower your insurance premium for Sr22 will be. No matter where you live in Indiana, Progressive comes up the best option in comparison.

Laws pertaining to SR-22 filings in Indiana

In Indiana, the time required to carry an SR-22 will vary depending upon the type of offense, and number of offenses. Your SR-22 must remain in force for your required amount of time, if it cancels for any reason the time will start over and you may be required to pay new reinstatement fees for your license.

Which companies offer SR-22 in Indiana

CompanySR22 Offered
Liberty Mutualyes
Nationwideno
Bristol Westyes
AssuranceAmericayes
The Generalyes
Progressive InsuranceYes
Dairylandyes
USAANO
Travelersno
Mendota Ins. Companyyes
State Farmunsure
Farmersyes
GAINSCOyes
Allstateunsure
State Autono
Geicoyes
National Generalyes
Safecono
21st Centuryno
Acceptance RTRyes
Companies that do not offer Sr22 insurance tend to shy away from higher risk drivers. These companies are listed above for your review.
SR-22 Infographic

Need an SR-22 but no car?

If you do not own a vehicle, but are required to carry an SR-22, that means you are required to carry the State Minimum Liability Insurance requirements in order to keep your Drivers License in good standing. You can purchase a Named Operator policy, which insures the Named Insured for the minimum liability limits, driving any non owned vehicle.

Cost for SR-22 (full coverage) in Indiana

CityPrice
Munster$165
Avon$147
St. John$181
Granger$168
Beech Grove$153
Griffith$159
Gary$172
Michigan City$146
New Haven$148
Hobart$162
Frankfort$165
East Chicago$147
Schererville$150
Crawfordsville$159
Seymour$173
Carmel$146
Yorktown$155
New Castle$151
Connersville$163
South Bend$170
Martinsville$175
Lawrence$151
Bloomington$149
Dyer$157
Portage$152
Richmond$178
Highland$162
Evansville$170
Fort Wayne$165
Cedar Lake$158
Zionsville$153
Goshen$178
Chesterton$180
Bedford$148
Warsaw$163
Brownsburg$161
Greensburg$160
Clarksville$159
Valparaiso$164
Marion$153
Lafayette$153
Terre Haute$172
Elkhart$166
La Porte$168
Shelbyville$159
Auburn$177
Greenwood$154
Jeffersonville$168
Fishers$152
Greenfield$171
Speedway$148
Crown Point$160
Westfield$155
Hammond$159
New Albany$157
Vincennes$179
Indianapolis$165
Full coverage rates with an Sr22 are calculated for you above. These rates of course vary based on the city you currently reside in.

Reasons you may be required to carry an SR-22 in Indiana

At Fault accident with no insurance
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
DUI (Driving under the influence of Drugs or Alcohol)
License suspension for failure to pay fines
Excessive points violations
Driving while Suspended/revocation
Too many tickets in short period of time
Previous incarceration
The most common reasons for having to carry an Sr22 are DUI, driving while suspended, and no insurance. We listed more reasons above for your review.

State Insurance requirements in Indiana

StateState MinPIP?
Indiana25/50/25N/A
The minimum liability requirements in Indiana are $25,000 per person for Bodily Injury and up to $50,000 each accident, and $25,000 for property damage. This will cover expenses up to these limits in the event of an At Fault Accident.
How do I find out if I need an SR-22 in Indiana?

If your license has been suspended, you may require an SR-22. To get specific details pertaining to your circumstances, contact your local DMV.

How much does an SR-22 cost in Indiana?

The average cost varies depending upon the company. Most insurance provides charge a flat fee of $0-$25 each term.

How do I get an SR-22 in Indiana?

If you are not already insured, get insurance quotes for the coverage you are wanting with the SR-22 filing added on. If you are insured, check with your provider to see if they offer SR-22.

What happens if I let my SR-22 lapse in Indiana?

If your insurance lapses, you may have to pay additional reinstatement fees for a re-suspended license. You will need to maintain continuous insurance.

What is an SR-22?

An SR-22 is simply an attachment added onto a policy containing at least the State Minimum Liability requirements. It requires the insurance company to report your insurance to the state.

Other Helpful links
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Last Updated on October 19, 2021 by Katie Sopko

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