SR22 Insurance California

Sr-22 Insurance
What is SR-22 Insurance?

SR22 Insurance California

Reasons You May Be Required To Carry An SR-22 In California

Previous incarceration
Multiple Traffic Offenses
At Fault accident with no insurance
Driving while Suspended/revocation
DUI (Driving under the influence of Drugs or Alcohol)
License suspension for failure to pay fines
Excessive points violations
DWI (Driving while intoxicated)
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
Too many tickets in short period of time
Major violations, like listed above, will require an SR-22 for the State of California. Practice safe driving habits to keep your insurance premiums low.

State Insurance Requirements In California

StateState MinPIP?
California15/30/5N/A
Liability will protect others from you, in the event of an At Fault Accident. Your liability limits in California will pay out $15,000 per person for Bodily Injury, up to $30,000 per accident, and $5,000 for property damage.

Need An SR-22 but no vehicle?

In California, you can purchase a Non Owners policy, which covers you for liability insurance, driving any vehicle as long as you neither any household members do not own the vehicle. You can purchase this type of policy and add the SR-22 filing to comply.

Who Has The Lowest Priced SR-22 (by city) In California

CityPrice
DowneyLiberty Mutual
San MateoProgressive
San FranciscoFarmers
HaywardGeico
TemeculaFarmers
SalinasThe General
Huntington BeachProgressive
El CajonDairyland*
SacramentoProgressive
GlendaleGeico
SunnyvaleProgressive
ConcordThe General
Thousand OaksGeico
MurrietaProgressive
Santa RosaThe General
Costa MesaProgressive
BurbankDairyland*
San BernardinoThe General
VictorvilleGeico
ModestoNational General
TorranceThe General
RialtoLiberty Mutual
LancasterProgressive
Santa ClaraThe General
Santa ClaritaProgressive
Simi ValleyProgressive
AntiochProgressive
ClovisGeico
FremontProgressive
Arden-ArcadeProgressive
FullertonBristol West
CoronaThe General
EscondidoNational General
VallejoBristol West
StocktonThe General
InglewoodGeico
El MonteGeico
PalmdaleLiberty Mutual
IrvineThe General
Moreno ValleyProgressive
PasadenaProgressive
Jurupa ValleyThe General
BakersfieldProgressive
West CovinaGeico
Daly CityNational General
FairfieldFarmers
East Los AngelesGeico
RosevilleProgressive
VisaliaLiberty Mutual
AnaheimProgressive
Chula VistaThe General
Save yourself some time searching for Insurance quotes by checking the cheapest companies in your area, by city. Many of these companies specialize in SR-22 Insurance and offer cheaper Insurance rates.

DUI and SR-22 Insurance in California

If you are convicted with a DUI, you will be required to carry an SR-22 in California. The first offense may require an SR-22 for 3 years, 2nd offense 5 years, and 3rd or more offenses 10+ years.

Company Fees For Financial Responsibility (SR-22) in California

Progressive Insurance$25.00
The General$25.00
National General$25.00
Geico$25.00
Mendota Ins. Company$25.00
Acceptance RTR$25.00
Farmers$15-$30
DairylandFree
Many people confuse SR-22 with being expensive, your driving history is actually what affects your insurance premium, not the SR-22 itself. Most companies charge a flat fee of $0-$25 each term for the SR-22.

SR-22 Rates By Company (Full Coverage) In California

CompanySR22 Full Coverage (average)
Bristol West$175.00
Progressive Insurance$202.00
Farmers$188.00
GAINSCO$205.00
Liberty Mutual$216.00
The General$212.00
National General$201.00
Mendota Ins. Company$168.00
AssuranceAmerica$203.00
Acceptance RTR$200.00
Full coverage consists of Comprehensive and Collision. You can also add extras coverages such as Roadside and Rental Reimbursement for additional coverage.

Who Has The Lowest Price On SR-22 In California

CityPrice
DowneyLiberty Mutual
San MateoProgressive
San FranciscoFarmers
HaywardGeico
TemeculaFarmers
SalinasThe General
Huntington BeachProgressive
El CajonDairyland*
SacramentoProgressive
GlendaleGeico
SunnyvaleProgressive
ConcordThe General
Thousand OaksGeico
MurrietaProgressive
Santa RosaThe General
Costa MesaProgressive
BurbankDairyland*
San BernardinoThe General
VictorvilleGeico
ModestoNational General
TorranceThe General
RialtoLiberty Mutual
LancasterProgressive
Santa ClaraThe General
Santa ClaritaProgressive
Simi ValleyProgressive
AntiochProgressive
ClovisGeico
FremontProgressive
Arden-ArcadeProgressive
FullertonBristol West
CoronaThe General
EscondidoNational General
VallejoBristol West
StocktonThe General
InglewoodGeico
El MonteGeico
PalmdaleLiberty Mutual
IrvineThe General
Moreno ValleyProgressive
PasadenaProgressive
Jurupa ValleyThe General
BakersfieldProgressive
West CovinaGeico
Daly CityNational General
FairfieldFarmers
East Los AngelesGeico
RosevilleProgressive
VisaliaLiberty Mutual
AnaheimProgressive
Chula VistaThe General
Save yourself some time in your search for cheap SR-22 quotes. The companies above are rated for which is cheapest in your city.

Average Cost For SR-22 Insurance (Liability Only) In California

CityPrice
Daly City$92.00
Garden Grove$91.00
Carlsbad$92.00
Santa Maria$100.00
Clovis$100.00
San Mateo$98.00
El Monte$97.00
Downey$101.00
Temecula$97.00
Richmond$106.00
Santa Rosa$108.00
Arden-Arcade$96.00
Concord$88.00
Oakland$109.00
Modesto$97.00
El Cajon$86.00
Berkeley$97.00
Burbank$99.00
Vallejo$107.00
Bakersfield$105.00
Inglewood$108.00
Sunnyvale$107.00
Vista$87.00
Fontana$94.00
Stockton$102.00
Corona$101.00
Fresno$90.00
Los Angeles$105.00
Jurupa Valley$109.00
Fullerton$103.00
Fremont$91.00
Glendale$91.00
Oxnard$104.00
Simi Valley$90.00
Victorville$94.00
Murrieta$105.00
Escondido$91.00
Antioch$88.00
Riverside$105.00
Santa Clarita$98.00
Long Beach$91.00
San Francisco$92.00
Orange$89.00
West Covina$93.00
San Diego$88.00
Oceanside$108.00
Ontario$108.00
Rancho Cucamonga$97.00
Hayward$103.00
East Los Angeles$90.00
San Jose$102.00
Rialto$105.00
Sacramento$110.00
Roseville$102.00
Moreno Valley$100.00
Huntington Beach$109.00
Salinas$107.00
Anaheim$93.00
Chula Vista$86.00
Liability is the bare minimum required to make you legal on the road. You can choose to increase your liability limits for greater coverage.
How do I know if I need an SR-22 In California?

If your license has recently been suspended, you may need to carry an SR-22. The state should notify you, but you can always call them to get specific details.

How do I get an SR-22 in California?

If you are currently insured, you can add the SR-22 filing to your existing policy. If you do not have insurance, you can purchase either a standard policy (if you own a vehicle) or a Non Owners policy if you do not own a vehicle.

How long do I need to carry an SR-22?

The most standard amount of time to carry an SR-22 is 3 years. This does depend upon the offense and number of offenses.

What is an SR-22 in California?

SR-22 is also known as a Certificate of Financial Responsibility. It is an attachment added onto a liability policy (minimum but can be full coverage) which requires the insurance company to report your insurance to the state.

How much does an SR-22 cost in California?

The cost for SR-22’s depend upon the insurance provider. Most companies charge a flat fee of $25 per policy term, some companies do not charge anything, while some do not offer SR-22 filings.

What if I’m required to carry an SR-22 in California but do not own a vehicle?

If you do not own a vehicle, California offers a Non Owners policy which covers you for the state minimum liability requirements. You can add the SR-22 attachment to that policy.

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Last Updated on November 12, 2021 by Shawn Christie

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