Difference Between Comprehensive & Collision Coverage

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Comprehensive And Collision Coverages

There are two kinds of coverages that cover Physical Damage. Those two are Collision and Comprehensive. There are some differences between the two.


  •   This one pays for the damage caused to your car when you have an accident with another vehicle, an object, a pothole or from just flipping over.


  • This will compensate you when damage is done to your car that wasn’t caused by an accident. This one will cover from things like theft, windstorms, floods, hail and hitting animals.

When you are making payments on your car (have a lienholder) then you are required to have both Comprehensive and Collision coverage on your vehicle. In a lot of cases, most insurances require you to have both comprehensive and collision.

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Last Updated on June 28, 2021 by Katie Sopko

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By Justine Pronk

I Was born in Avis, PA, moved to Easley SC in 2005, where there I graduated from Easley High School. I Enjoys hanging out with my husband and my 5 year old son Connor. We enjoy anything outdoors like camping, and hiking. My favorite quote is ''every ending is also a new beginning'' I started with A Plus insurance in 2020. Favorite color: pink Favorite sports team: Philadelphia Eagles Favorite season: Fall