SR-22 Insurance in Colorado

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SR-22 Rates by company (liability only) in Colorado

CompanySR22 Liability (average)
TravelersN/A
Progressive Insurance$119.00
Bristol West$116.00
State AutoN/A
Farmers$113.00
AllstateN/A
Geico$83.00
USAAN/A
The General$102.00
SafecoN/A
GAINSCO$81.00
21st CenturyN/A
National General$73.00
Liberty Mutual$118.00
NationwideN/A
AssuranceAmerica$117.00
American FamilyN/A
State FarmN/A
Check the common insurance companies listed above to see the average cost for liability insurance with an SR-22 filing for each company. The companies listed N/A do not offer SR-22 filings.

DUI and SR-22 in Colorado

If you have been convicted of a DUI In Colorado, you will be required to carry an SR-22. The SR-22 will let the State of Colorado know that you are carrying the minimum liability requirements. The first offense will require the SR-22 for 3 years, and second offense will require 5 years.

Cost for SR-22 Insurance (liability only) in Colorado

CityPrice
Wheat Ridge$109.00
Centennial$95.00
Craig$101.00
Security-Widefield$98.00
Edwards$94.00
Loveland$91.00
Cherry Creek$96.00
Brighton$97.00
Welby$86.00
Commerce City$110.00
Pueblo West$110.00
Thornton$96.00
Montrose$109.00
Aurora$102.00
Lafayette$104.00
Gunbarrel$100.00
Louisville$99.00
Boulder$104.00
Cimarron Hills$107.00
Roxborough Park$95.00
Grand Junction$103.00
Black Forest$109.00
Greenwood Village$100.00
Evans$105.00
Ken Caryl$103.00
Federal Heights$89.00
Broomfield$107.00
Fruita$103.00
Evergreen$99.00
Longmont$87.00
Lakewood$103.00
Stonegate$93.00
Frederick$99.00
Denver$102.00
Pueblo$91.00
Derby$95.00
The Pinery$96.00
Englewood$102.00
Golden$109.00
Berkley$93.00
Dakota Ridge$102.00
Redlands$98.00
Durango$93.00
Greeley$97.00
Castle Pines$96.00
Highlands Ranch$97.00
Clifton$110.00
Fort Collins$95.00
Columbine$108.00
Delta$102.00
Wellington$97.00
Glenwood Springs$107.00
Rifle$106.00
Liability is considered the bare minimum requirements on an insurance policy. You can add additional coverages, such as Uninsured/Underinsured Motorist and Medical payments, while its still considered liability.

Company fees for SR-22 in Colorado

Travelersna
Nationwidena
Bristol West$25.00
Safecona
GAINSCONA
National General$25.00
21st Centuryna
DairylandFree
American Familyna
AllstateUnknown
Liberty Mutual$15-$25
AssuranceAmericaNA
Mendota Ins. Company$25.00
The General$25.00
USAAna
Farmers$15-$31
State FarmUnknown
Geico$25.00
Most Insurance companies charge a flat fee for an SR-22 filing per term. Some companies charge a percentage of the premium, which is not as common as a flat one time fee.

Who has the lowest price on SR-22 (by city) in Colorado

CityPrice
Grand JunctionThe General
NorthglennLiberty Mutual
Steamboat SpringsGeico
WestminsterBristol West
FrederickProgressive
Cimarron HillsGeico
CliftonThe General
EvergreenGeico
FruitaThe General
Ken CarylGeico
DerbyLiberty Mutual
Colorado SpringsLiberty Mutual
ArvadaThe General
Pueblo WestDairyland*
DenverGeico
CentennialGeico
ThorntonThe General
BrightonProgressive
LovelandGeico
Cherry CreekProgressive
AlamosaProgressive
Fort MorganFarmers
Wheat RidgeLiberty Mutual
EvansBristol West
RifleGeico
StonegateGeico
LafayetteProgressive
SherrelwoodThe General
Highlands RanchProgressive
Commerce CityProgressive
MontroseLiberty Mutual
JohnstownGeico
EdwardsThe General
GreeleyGeico
WellingtonNational General
LakewoodBristol West
Black ForestThe General
LongmontProgressive
Dakota RidgeNational General
Fort CarsonLiberty Mutual
FirestoneThe General
Federal HeightsNational General
DeltaLiberty Mutual
LouisvilleThe General
Glenwood SpringsGeico
CraigBristol West
ErieThe General
The PineryThe General
WoodmoorThe General
PuebloProgressive
FountainLiberty Mutual
WindsorProgressive
Roxborough ParkThe General
EnglewoodProgressive
AuroraProgressive
DurangoThe General
SuperiorProgressive
Cañon CityLiberty Mutual
Fort CollinsProgressive
SterlingProgressive
Castle PinesProgressive
BoulderBristol West
Greenwood VillageLiberty Mutual
WelbyProgressive
BroomfieldProgressive
ColumbineLiberty Mutual
GoldenThe General
LittletonBristol West
Check for the cheapest insurance company in your city, to save time in your search for an Insurance quote. Many of these companies are able to offer discounts, making your payments affordable.

State Insurance Requirements in Colorado

StateState MinPIP?
Colorado25/50/15N/A
The minimum liability requirements in Colorado are $25,000 per person for bodily Injury, up to $50,000 per accident, and $15,000 for property damage.

SR-22 and child support in Colorado

If you failed to pay child support in Colorado, that may result in a suspended license. In order to get your license reinstated, you will need to carry an SR-22. The amount of time is specific for each case so it is best to check with the State for specific details.

SR-22 Insurance rates by company (full coverage) in Colorado

CompanySR22 Full Coverage (average)
Mendota Ins. Company$165.00
GAINSCO$180.00
Dairyland$211.00
Liberty Mutual$198.00
Farmers$214.00
TravelersN/A
SafecoN/A
NationwideN/A
State AutoN/A
The General$168.00
AllstateN/A
Acceptance RTR$192.00
USAAN/A
National General$195.00
Geico$169.00
State FarmN/A
American FamilyN/A
AssuranceAmerica$197.00
Progressive Insurance$160.00
Bristol West$169.00
Financing a newer vehicle that requires full coverage? Many companies that offer full coverage insurance, can also put an SR-22 filing onto that policy for an additional small fee.

Laws pertaining to SR-22 in Colorado

The Colorado Department of Revenue will require you to file an SR-22 filing after a suspended or revoked license. This will require you to carry the minimum liability limits of 25/50/15. The type of offense will determine the amount of time the SR-22 needs to be in force.

Cost for SR-22 Insurance (full coverage) in Colorado

CityPrice
Lakewood$179
Edwards$169
Roxborough Park$182
Dakota Ridge$176
Security-Widefield$159
Greenwood Village$176
Woodmoor$176
Sherrelwood$179
Fort Carson$154
Colorado Springs$164
Columbine$158
Windsor$169
Sterling$166
Clifton$153
Fruita$177
Stonegate$172
Grand Junction$146
Brighton$152
Cimarron Hills$153
Welby$160
Alamosa$172
Broomfield$147
Evergreen$159
Castle Rock$153
Englewood$167
Berkley$153
Firestone$161
Cañon City$153
Fort Morgan$152
Arvada$147
Lone Tree$156
Wheat Ridge$169
Greeley$182
Pueblo West$148
Golden$172
Montrose$174
Evans$167
Frederick$147
Gunbarrel$146
Lafayette$174
Thornton$175
Durango$181
Commerce City$175
Rifle$158
Pueblo$149
Erie$166
Aurora$169
Wellington$168
Delta$152
Johnstown$182
Boulder$160
Westminster$176
Fountain$166
Littleton$148
Highlands Ranch$182
Northglenn$178
Cherry Creek$155
Louisville$154
Longmont$171
Redlands$149
Ken Caryl$156
Centennial$158
The average cost for full coverage insurance, with an SR-22 filing is listed above for each city in Colorado. Many companies do offer several discounts, so be sure to ask when you are calling for quotes to save the most money.

Reasons you may be required to carry an SR-22 In Colorado

Too many tickets in short period of time
Excessive points violations
Previous incarceration
Driving while Suspended/revocation
License suspension for failure to pay fines
DUI (Driving under the influence of Drugs or Alcohol)
DWI (Driving while intoxicated)
Multiple Traffic Offenses
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
At Fault accident with no insurance
Convicted of a major violation? That will require you to obtain an SR-22 for a set amount of time. The amount of required time will depend upon the type of conviction, and number of offenses.
What states don’t require SR-22s?

Most states require an SR-22 with the exceptions being Delaware, Kentucky, Minnesota, New Mexico, New York, North Carolina, Oklahoma, and Pennsylvania.

What if I’m required to carry an SR-22 but don’t own a vehicle in Colorado?

You can purchase a Broad Form policy which meets the state minimum liability requirements. You will need to add the SR-22 filing onto that policy.

How do I know if I need an SR-22 in Colorado?

Chances are, if your license has been suspended or revoked you need an SR-22. If you check with the state of Colorado they will be able to tell you specific details pertaining to your case.

How do I get an SR-22 in Colorado?

If you are already insured, you can contact your insurance company and ask if they offer SR-22 filings. If you are not insured, you can call insurance companies to get free quotes.

What is SR-22 in Colorado?

SR-22 is a Certificate of Financial Responsibility which lets the State of Colorado know you are carrying the state minimum liability limits.

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Last Updated on October 18, 2021 by Katie Sopko

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