Does Car Insurance matter in Centennial, Colorado?
Cheapest liability insurance rates in Centennial
Out of the seven insurance companies we work with in Centennial, here are the cheapest for liability insurance. Dairyland, also known as Viking, averages around $85 and Travelers is on the higher end at $135. Bristol West, Mendota and The General are all three very competitive, a mere difference in dollars. All of these offer different discounts which can save customers additional money. Home Owners discounts can be applied for owning a home, rather than renting. This typically lowers your premium $5/month on average depending the company.
| Rank | Company | Average price |
| 1 | Dairyland (Viking) | $85.00 |
| 2 | Progressive | $86.00 |
| 3 | Bristol West | $100.00 |
| 4 | Mendota | $102.00 |
| 5 | The General | $103.00 |
| 6 | Liberty Mutual | $135.00 |
| 7 | Travelers | $135.00 |
Insurance Discounts from Each Company
You’ll notice below that both The General and Gainsco offer the same discounts. Having ‘no accidents or violations’ can save you hundreds in car insurance vs someone with a hefty driving record. Most companies offer a ‘safe driving discount’ on top of having a good driving history. Other discounts in Centennial Colorado include a Pay in Full and continuous insurance discount. If you have been insured for at least 6 months, with no longer than 31 days lapse, this continuous insurance discount may be applied to you.
|
The General
|
Gainsco
|
| Multi Vehicle | Auto Pay |
| No Accidents or Violations | Multi Vehicle |
| Married | No Accidents or Violations |
| Auto Pay | Continuous Insurance |
| Paid in Full | Homeowners |
| Homeowners | Married |
| Continuous Insurance | Paid in Full |
Centennial Nearby cities and neighborhoods
Nearby neighborhoods in Centennial include Willow Creek and Cherry Knolls. Nearby towns include Parker, and Littleton Colorado. You may have noticed your premium increase or decrease when updating your address after moving. This is because insurance rates vary upon your zip code. A heavily populated place with more drivers on the road typically results in a larger amount of car accidents and claims. This causes the rates to increase for these towns/cities and their nearby neighborhoods.
| Neighborhoods in Centennial, Colorado | Cities Near Centennial | Zip Codes in Centennial |
| Willow Creek | Littleton, CO | 80015 |
| Parkborough | Southglenn, CO | |
| Cherry Knolls | Parker, CO | |
| Columbine, CO |
How age and gender affects your auto insurance rates
Many people are unaware of factors that impact their insurance rates. Statistics show that female drivers drive safer than males. Of course, this means female insurance rates will be lower than a male’s insurance rates. Age is a large factor as well. Like most aspects in life, our rates and benefits get better as our age increases. Check out the average rates below.
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Centennial, CO has a population of 110,831 people, of that 83,984 are adults driving on the road with an average daily drive time of 26 minutes/day.
Last Updated on July 19, 2021 by Katie Sopko