What is FR44 Insurance? As of 2018, the only states that use FR44 is Florida and Virginia. This is not a type of insurance. It is a certificate that verifies insurance coverage that meets the states requirements for financial responsibility. FR44 will be required for a person who is applying to reinstate his or her… Continue reading The Difference Between SR22 FR44
Why Does My Insurance Go Up?
Auto Insurance, Now in 34 states! Why Does My Insurance Go Up? 3 Reasons Your Auto Insurance Rates May Increase Ever have a great driving year? No tickets, no wrecks, nothing, and then you see that your auto insurance has gone up? That can be frustrating and confusing. Here are some reasons why your insurance… Continue reading Why Does My Insurance Go Up?
Is An Umbrella Insurance Policy Beneficial To You?
6 Reasons Why You Might Want an Umbrella Insurance Policy An umbrella policy may seem like unnecessary coverage but there’s a good chance that you might fall under the categories listed below. Umbrella Insurance Policy Some honorable mentions worthy of considering the purchase of an umbrella policy include: Its good to have an umbrella insurance… Continue reading Is An Umbrella Insurance Policy Beneficial To You?
Facts About Insurance
Facts About Insurance- 6 Factors that Affect Your Car Insurance Rates Understanding the basics of car insurance can be difficult and seem frustrating when looking for car insurance. Below, we have outlined important facts about insurance that will help you have a better understanding of insurance and how it works. Facts About Insurance Fact 1:… Continue reading Facts About Insurance
Difference Between Comprehensive & Collision Coverage
Understanding the Difference Between Comprehensive and Collision Coverage Find Out the Cost of Adding Full Coverage to Your Policy Did you know that all full coverage insurance means, is that you are adding comprehensive and collision coverage to your liability coverage? Unclear what comprehensive and collision even is? We have your answers! Understanding the Difference… Continue reading Difference Between Comprehensive & Collision Coverage
Broadform NonOwners- What Are The Differences?
Broadform NonOwners What is the difference? My name is Justine and I am a new insurance CSR! I am learning a lot of new things about insurance. I did just recently learn of a topic that I feel is important and a lot may not know the difference between or know that its an option… Continue reading Broadform NonOwners- What Are The Differences?
How Does Credit Affect Your Insurance?
Does Credit Affect Your Insurance? Your credit can affect a lot in your life financially. A high credit score can mean getting approved for a loan with low-interest rates. Your credit health can actually affect the amount you pay in premiums whether it be, homeowners insurance, car insurance, or life insurance. Just like lenders, insurance… Continue reading How Does Credit Affect Your Insurance?
Alternatives to Standard Auto Insurance for Texas Drivers
Alternatives to Standard Auto Insurance for Texas Drivers- Minimum Requirements State Minimum Coverage Requirements Average Cost for Minimum Liability Coverage Texas 30/60/25 $537 The State Minimum requirements in Texas are 30/60/25 which means $30,000 per person for bodily Injury, Up to $60,000 per accident for bodily Injury and $25,000 for property Damage. This is the… Continue reading Alternatives to Standard Auto Insurance for Texas Drivers
Boat Insurance, Don’t Hit the Water Without It
Boat Insurance Having your boat insured is another great thing that we offer here! Similar to cars, it is good to have boat insurance! While some of the States may not require individuals who own boats to have one, it is something to consider! Which States Require Boat insurance? State Required? Arkansas YES Hawaii YES… Continue reading Boat Insurance, Don’t Hit the Water Without It
15 Ways a DUI Will Cost You BIG Time
DUI’s are expensive. Law enforcement wants to stop drinking and driving, and the best way to accomplish this is to make the conviction as costly as possible.