As you may know, Insurance prices are calculated using a variety of “Rating Factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward the safe drivers, and help these drivers save additional […]
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Question 1: What are the State Minimum Liability Limits that I am required to carry and what do they cover? ANSWER – your agent should be able to tell you what the minimum requirements are per your State, and offer you any additional coverages in that State and higher liability limits. For example, in Colorado
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This crisis that has affected the entire world has had an impact on almost every part of society. You may be surprised of the impact on Covid-19 has had on insurance rates. Back in 2020 and most of 2021… When the pandemic first hit the country, stay at home mandates began to increase state by
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Insurance Agent Vs Broker Insurance Agent Vs Broker: The Difference in a Nutshell What is the difference between an Insurance Agent and a Broker? Both are insurance specialists who sell Property and Casualty Insurance helping the insured purchase insurance coverage from the Insurer (Insurance company). An Agent(or captive agent) works for one single insurance company,
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Here’s What Our Clients Say About Us Choosing Your Deductibles So, we have heard of ‘regular’ deductibles, now what is a Double Deductible in regard to your Auto Insurance policy? First, let’s dive into the basics of full coverage and deductibles to get a better understanding. Full coverage consists of Comprehensive and Collision coverage. Comprehensive
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By law, every car on the road must have adequate insurance. It protects you and your passengers from lawsuits in the event that you are found at fault after a car accident. It ensures that if anyone is hurt in either car that their medical bills will be paid, and the car will be repaired
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Need Help Filing Auto Claim? Auto accidents are never anyone’s idea of a good time, but unfortunately, they happen. These days they seem to happen more with all of the distracted drivers on the road. However, there are a few things you can do to help you get through the filing auto claim process a little
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1. Protects Your Car’s Paint & Finish 🎨🛡️ Dirt, grime, and road salt can eat away at your car’s paint, leading to oxidation and rust. A regular wash removes these harmful contaminants before they cause long-term damage. 💡 Pro Tip: Use a pH-balanced car shampoo to avoid stripping away protective wax coatings. 2. Prevents Rust
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This is fantastic coverage that only helps you if you have it in place BEFORE the loss occurs. Thus, if you are on the side of the road after an accident you can’t add Roadside Assistance to help for an existing occurrence. So what does roadside assistance cover? This can be different depending on the
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New Car Replacement Insurance- Why Would I Need It? You saved, and you saved, searched high and low, and finally found the perfect new car. Then boom, three weeks after bringing your new ride home, you hit a light pole in the parking lot thinking you were in reverse but no; you were in drive
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