What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Jola was extremely helpful and efficient. I mistakenly waited until the very last minuet to get new insurance after moving states. She helped me find a pretty comparable rate to my previous insurance, which was unexpected, as my partner has had an accident recently. Jola didn’t rush me and helped me look for the right policy and even helped me finish everything after hours. She was such a huge help, I’m very grateful; highly recommend giving them a chance.
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Towwin1
7/21/2020
Marlon was amazing! Super helpful, and kept everything very simple, and actually tried to get me the lowest rate! Most places just say that and don’t really do it. I’ll be recommending this place to anyone lookin for insurance!
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Chris G.
2/02/2023
Crystal was awesome to work with!
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Diane l.
3/29/2023
Crystal was courteous and professional with curtailing the policy changes I requested. I highly recommended this company to assist in your Insurance needs.
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Jason S.
7/21/2020
aplusksopko@gmail.com was extremely helpful and able to lower my insurance!
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Richard M.
7/21/2021
She was great n patient
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Takemia W.
7/21/2021
She was very helpful, fast, and informative.
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Jenna m.
7/21/2020
Amanda has helped me a couple times. I was a new Colorado resident & was unaware of insurance requirements. Amanda was so helpful in getting me the best rate possible based on the requirements. She is a huge blessing!
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Lynne A.
10/14/2023
Good communication answered all my questions that I needed to know
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Marina A.
11/21/2021
Very helpful i was finished in a flash
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Camden A.
2/15/2024
Crystal was very professional, made an experience I usually do not enjoy joyable
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Ricky S.
11/24/2023
Marlon was fantastic! Helped me when I needed it the most! I couldn’t have asked for a better person to help me get the insurance I needed.
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Ashley L.
2/02/2023
Crystal was amazing to work with. Her knowledge and professionalism about our needs made the process for getting exactly what was needed effortless. I look forward to working with her again to bring more business to her. Plus a family owned business is worth more than 5 stars! 💯 support family owned
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Kim K.
7/20/2023
Cameron was awesome ! He made the process of getting my auto insurance simple, fast and he gave me a great quote.
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Abby U.
10/03/2023
Fast, friendly, helpful!She was a real person with a sense of humour and didn't course me into anything. Explained all the types of coverage and I didn't feel like the process was lengthy either.THANK YOU AMY!!!!!
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riah u.
7/21/2020
We worked with Justine and she was helpful, thorough, and friendly! Very simple and easy process. We highly recommend Justine and this insurance company!
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Megan S.
1/21/2022
Prices too high!
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John H.
3/06/2023
Very helpful and efficient
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Diane R.
11/23/2022
Marlon Moss was the best agent I have ever worked with getting coverage!! Out of 20 calls i maid today trying to get coverage after hearing sorry we can’t help you he stepped up and knocked it out of the park with the best customer care I have ever experienced 100% he will get all of my company and personal business from here on out!!
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Raquel D.
8/14/2022
Veronica was extremely helpful. And got me everything I needed for my personalized coverage. Thank you so much for your help Veronica it was a pleasure speaking with you.
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M
9/06/2023
I had a great experience setting up my new car insurance with my agent Marlon. He found the lowest rates with the coverage i was looking for.
Notes: first time client 35 value no tickets, or accidents. auto insurance multi policy Alaska Prior insurance the General Lexus
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Brandi M.
7/14/2022
I was extremely pleased with how Crystal Farley was able to help me get my cars insured. She went above and beyond to take care of an issue which caused a delay in finalizing my policy. I highly recommend her to any of my family and friends.
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ReXo W.
7/20/2023
My rep was the absolute best I love my insurance company
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The O.
3/01/2023
Alexis was very helpful. Would refer to all my friends.
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royroy177
11/08/2023
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
Crystal did an amazing job getting me set up with car insurance. She was very friendly and that helps 100% when purchasing car insurance.
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Stephanie V.
7/21/2021
Jola was awesome. She answered all of my questions and explained insurance to me in a really easy way to understand. She helped me get all the discounts and least expensive plan for my situation. Would recommend 👌🏼
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Kelsie S.
7/21/2020
I have been dealing with your company for many years. I called spoke with your agent Crystal she was able to get me the best and lowest rate possible. She is is very helpful and courteous person, I am glad she is part of your team. I wish her the best.
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Berhe H.
3/01/2023
Absolutely amazing customer service and took the time to make sure we got the best deal.
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Maha L.
12/08/2022
Jole did a great job. Answered all of my questions. Thank you for your help.
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rw3 s.
7/21/2021
Alexis was very good and was a big help
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Ellanna M.
12/07/2023
Very nice and good
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Jennifer T.
11/24/2023
Very courteous
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sheryl c.
8/04/2023
Gentleman in Greenville tried his best to find a better rate for me.
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anthony t.
12/21/2021
Wonderful service with excellent communication and going above and beyond to ensure we received the best insurance option for our needs!! Thanks much Jola!
Owners Response: Thank you Sherra for letting us help with both of your auto and home insurance. single Homeowner 46 acquire quick insurance coverage VA Prior insurance: Nationwide Kia
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Sherra O.
7/14/2022
She was awesome
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Roxie M.
11/21/2021
My agent was great it was a smooth transition all the way into payment and electronic signatures I got my policy back in PDF form properly and I look forward to doing business with her more
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Richard A.
7/21/2020
notes: married Young driver 49 bundled with Renters Insurance suspended license needing SR22 motorcycle insurance proof of insurance Alaska Prior insurance Progressive Honda
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michael t.
5/21/2022
They helped a lot!
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Angela C.
11/21/2021
Mr. Marlon took his time to find me the best rates.He was also and answered all my questions I had. Thank you Mr. Marlon!
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Brittney N.
2/08/2023
Cameron is da bomb
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Sampson D.
9/30/2023
Absolutely fantastic, totally helpful, small family business, got me a fantastic rate. Jola was my agent and she’s cool as hecc. Thank u so much
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Peter S.
7/21/2020
Christie was such an amazing person! She truly help me find something I could afford at the moment.
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Evelyn L.
1/05/2024
Marlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!
Notes: Single vehicle: 2013 Ford Edge, 1 driver, mid 30's with a clean record. Multiple discount applied. Violation free, 1 accident
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Clinton F.
6/30/2022
The young lady went out of her way to be throughly informed about my plan and get the best deal for the coverage.Thanks Crystal.
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Anthony R.
7/21/2021
Marlon was extremely patient, kind and helpful. He found me the best rate in town. It was truly a pleasure!
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Shammie S.
4/13/2023
She was very helpful, fast, and informative.
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Jenna m.
7/21/2020
I needed assistance with a lapsed Home Owner’s Insurance Policy, Jola worked diligently over two days to get me the best rate and fulfilled everything I needed painlessly. I would Highly Recommend this company and their Services. If there were more than Five Stars, she would have gotten them all…Thanks Again, Very Satisfied Customer!
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Jason S.
7/14/2022
Crystal was great! Lowered ny rate while adding another car to my policy. Thanks A+!