Auto Insurance Claims- When to talk to an Attorney

image shows someone seeking help from an attorney

Should I Hire A Lawyer for My Auto Insurance Claim?

There is no question that auto accidents are a headache to deal with, add in injuries, and a totaled car and they can be downright earth-shattering.  There are lots of questions about fault, lots of coverage questions and can be much back and forth with the insurance company.  While these are typical scenarios for most claims, there can be times when it may be too much and hire an attorney would benefit you.  

Situations You May Want to Hire an Attorney

Questions over who’s fault the accident was– Some lawyers specialize in auto accidents and understand how to identify fault. They work closely with the law enforcement officials who handled your accident,  pouring over all details and will speak with your insurance carrier and the other party’s insurance carrier.

You are not able to work– If the injuries you have sustained during the accident are so severe you cannot return to work; you may want to call an accident attorney. They will be able to help you navigate your situation and offer advice on the best course of action.  An attorney will be able to help you recover lost wages from the responsible party and speak on your behalf to your employer.

Extensive damage and serious injuries-If you are at home or in the hospital recovering, dealing with insurance claims may add unnecessary stress.  Hiring attorney will allow them to deal with the insurance company on your behalf allowing you the time you need and deserve to heal.

When You Shouldn’t Hire an Attorney for Your Auto Claim

You are mad, or may not agree with your claims adjuster– Claims adjuster have a job to do that is unbiased. It will only cost more money and time in the long run if you decide to hire an attorney because you may not agree with them.

You only sustained minor injuries- Insurance is designed to cover damage for actual injuries, not make you rich for a small/over fabricated injury.

Have Additional Questions?

We want to make sure all of our insureds are taken care of properly so if you have questions or concerns about a claim situation, please feel free to contact us. We are here for you.  

Last Updated on August 16, 2021 by Lauren Mckenzie

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